ANNUITIES
A JOYFUL RETIREMENT LIFE MADE EASY...
An Annuity can provide retirement income you can't outlive. Being prepared for retirement isn't just about saving, it's also about generating an ongoing income so you can retire with confidence. Whatever your financial and life goals, we can help with tax-deferred savings for your retirement, asset protection, or income generation.
The Pros of Annuities:
Types of Annuities:
There are four basic types of annuities. The best one for you depends on your individual needs. We can help you determine if an annuity should be part of your overall retirement plan.
Variable Annuities
Plan for retirement with a wide range of investment options, professional portfolio management, tax deferral, income options, and death benefits. Variable annuities can help increase your income for retirement and guarantee it lasts a lifetime.
Fixed Annuities
For more conservative investors, a safe and steady way to grow assets at a fixed rate of interest with a tax deferral.
Immediate income Annuities
Make one purchase payment and begin receiving annuity payments soon after. You choose the payout period, including a lifetime income.
Modified Guaranteed Annuities
Provide tax-deferred earnings with long-term fixed-rate options. Also known as Market Value Adjustment (MVA) annuities.
The Pros of Annuities:
- Your money can grow tax-deferred. This means you are spared from paying taxes on the principal growth until you receive income from your annuity.
- Safe investments generally backed by established insurance companies.
- Allows income for life, especially useful if you outlive your other available assets.
- Guaranteed against loss by taking risk out of your hands and transferring it to an insurance company, unless you choose to invest in a variable annuity in which you carry some of the risk.
- Timed payments minimize taxes.
- Can be combined with other retirement benefits like a 401(k) or Social Security to pay for medical costs, living expenses and vacations to visit the grandkids.
- Provides income that allows you to put off other retirement benefits, such as Social Security payments, until you truly need them.
- Death benefits allow your money to quickly transfer to a loved one after you die, skipping probate.
- Annuities are another way to contribute to retirement funding if you’ve maxed out contributions to a 401(k) or IRA.
Types of Annuities:
There are four basic types of annuities. The best one for you depends on your individual needs. We can help you determine if an annuity should be part of your overall retirement plan.
Variable Annuities
Plan for retirement with a wide range of investment options, professional portfolio management, tax deferral, income options, and death benefits. Variable annuities can help increase your income for retirement and guarantee it lasts a lifetime.
Fixed Annuities
For more conservative investors, a safe and steady way to grow assets at a fixed rate of interest with a tax deferral.
Immediate income Annuities
Make one purchase payment and begin receiving annuity payments soon after. You choose the payout period, including a lifetime income.
Modified Guaranteed Annuities
Provide tax-deferred earnings with long-term fixed-rate options. Also known as Market Value Adjustment (MVA) annuities.
"It's Relaxing To Know You Wont Outlive Your Retirement Income..."
Annuity Carriers We Represent
JB Insurance Solutions, Inc
1 Mandarin Terrace, Safety Harbor, FL 34695
727-724-9451 Phone
727-754-5325 Fax
1 Mandarin Terrace, Safety Harbor, FL 34695
727-724-9451 Phone
727-754-5325 Fax