​Disability income insurance may help replace a major portion of your income. Some think of it as "paycheck protection".  Others view it as “mortgage protection.” Small business owners view it as "business protection."  Whatever your mindset, disability income insurance may help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income. 

Listen to why Illinois Mutual’s  Disability Income Insurance  and   Business Expense  Insurance with Return of Premium are a Great Fit for Small Business Owners!!  

                                               
Did You Know?
Just over 1 in 4 of today's 20-year-olds will become disabled before they retire.
Insurance statistics show that only 9 percent of Long Term disabilities actually resulted from serious accidents.

How Does Long-Term Disability Insurance Work?
  • It pays monthly income directly to you when you're unable to work because of a covered total disability due to illness or injury.
  • You choose the length of time you must be disabled before you start receiving benefits (Elimination Period) and the length of time you would receive benefits.
  • Options include a five-year benefit period or a "to age 67" benefit option.
  • Maximum monthly benefit amounts range from $500 to $20,000, based on your income and occupation class.
  • You can customize your coverage with different riders.

How Does Short-Term Disability Insurance Work?
  • It pays monthly income directly to you when you're unable to work because of a covered total disability due to illness or injury
  • Policy options are designed especially for short-term disability.
  • Options include a one and three year benefit periods. 
  • Maximum monthly benefit amounts range from $300 to $3,000 based on your income and occupation class.
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This is just an example of what some carriers have to offer. There are many products designed with different time frames of coverage.  Our insurance professionals can help educate you in making an informed decision on what coverage works for you.
​"Be Financially ​Prepared For The Unexpected..."
​Disability Insurance Carriers We Represent
​​JB Insurance Solutions, Inc
 1 Mandarin Terrace,  Safety Harbor, FL 34695
727-724-9451 Phone 
​    727-754-5325 Fax
UA-109166596-1